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Here’s some additional ZELLE information from Truist Bank – From what we’ve seen, all banks are pretty much the same:

 Zelle® lets you send and request money directly between friends, family, consumers, and other businesses within minutes. Using just an email address or mobile number, you can now quickly, safely, and easily send money to almost anyone you know.

How do I use Zelle®? <--- at Truist Bank and your bank may be similiar.

Zelle® can be accessed and used easily with Truist Online Banking. Once you’ve enrolled, select Transfer & pay > Send money with Zelle®. From there, you can seamlessly send money to or request money from almost anyone you know with a bank account in the U.S.

 

Do I need to download the Zelle® app?

No. As long as you have a Truist account, you don't need to download the Zelle® app. Zelle® is fully integrated into Truist Online Banking so that you can perform any Zelle® function and keep track of all your Zelle® activity.

 

What should I do if I have an issue regarding a Zelle® payment or request?

If you have an issue regarding a payment or request in Zelle®, call us at 888-228-6654 [ß this is a Truist phone number] for assistance. A reference number for each payment or request can be found in your Activity.

   

If you are sending a payment to a new recipient, such as a supplier who recently signed up for Zelle, verify they are enrolled with the service beforehand. With US Bank, for instance, a purple “Z” will appear below the recipient’s name if they are registered with Zelle. This way, you’ll know you have the correct details.

 

Common Issues When Sending Money with Zelle and How to Resolve Them

 

Zelle has become a popular option for sending and receiving money instantly between bank accounts. Although it’s designed to be user-friendly, some users may encounter issues when trying to send money. In this article, we will explore common problems associated with sending money through Zelle and provide practical solutions to resolve them.

Understanding Zelle Transfers

Zelle is a digital payment service that allows users to send money directly from one bank account to another, typically within minutes. It’s integrated into many banking apps, which makes it accessible for users who prefer not using third-party services. To use Zelle, you only need the recipient’s email address or mobile number linked to their bank account.

Issue 1: Recipient Not Receiving Money

One of the most common issues users face is the recipient not receiving the funds. This can happen if the recipient hasn’t enrolled in Zelle or if their phone number or email isn’t connected correctly. To resolve this issue, ensure that the recipient has set up their Zelle account properly and confirm that you’re using the correct contact information.

Issue 2: Transfer Limitations

Zelle has daily and monthly limits on how much you can send depending on your bank’s policies. If you exceed these limits, your transfer won’t go through. To fix this issue, check with your bank regarding their specific limits for Zelle transactions and consider spacing out larger transfers over multiple days.

Issue 3: Transaction Declined

Sometimes transactions may be declined due to various reasons such as suspected fraud or technical issues within your bank’s system. If this happens, check for any alerts from your bank about restrictions on your account or reach out directly for clarification. Additionally, try sending a smaller amount first to see if that goes through.

Issue 4: Incorrect Information Entered

Entering incorrect information is another frequent problem when using Zelle; even a single typo can lead to funds being sent incorrectly or not at all. Always double-check that you’ve entered both the amount and recipient details accurately before confirming a transaction.